The income tax has grown exponentially over the years. Considering federal, state and local taxes, most Americans pay nearly 30% of their income to the government. Because the IRS requires taxes to be withheld, we don’t realize how much they’re taking until we look at our paystub. This unfair system is skewed, leaving the working poor and middle class feeling … Read More

On this episode of Hard Truths, we discuss student loan debt and the affects that it has on our children’s lives long term. Lenders can go after students the rest of their lives because student loan debt is not dischargeable in bankruptcy. Kids are leaving college neck-deep in debt. College tuition continues to soar. Why do schools have no incentive … Read More